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Frequently Asked Questions - NetLoanSearch.com

1) How Long do I Have to Pay Off My Cash Advance/Payday Loan?
Typically, borrowers have between 8 and 25 days to pay off a loan, but there is no standard time period - it depends on a number of factors, including the lender, the state and local loan laws, the amount borrowed and other factors. In most cases, the repayment period is based on the borrower's pay periods at his or her place of employment. Most lenders will send an email 1-2 days prior to your due date reminding you when your payment is due. If your bank account doesn't have the money available to pay for the loan in full, you may be able to contact your lender directly to discuss possible loan repayment options. You'll be given your loan due date when you initially take out the loan.

3) When Will I Get Notice if My Loan has Been Approved?
At NetLoanSearch.com, you will be approved for your loan in as little as 90 seconds. Once approved, you will be directed to the lender's website. If you are not directly connected to a lender website, check your email for loan approval confirmation and follow the instructions to accept you loan.

4) Does Having Bad Credit Hurt My Chances of Being Approved for a Payday Loan?
NO! Traditional credit scores are not calculated when a lender is deciding whether or not to approve a loan. Approval is based on a number of other factors: such as, income level and short-term debt to income ratio. 4 out of 5 of ALL applicants are approved at NetLoanSearch.com, so APPLY NOW!

5) How Much Money Can I Get From a Cash Advance?
Loan amount are ALWAYS up to the discretion of the lender. We see people approved for loans from anywhere from $250 to $1,000, for their first payday loan, but this isn't typical for most payday loan borrowers. However, we do have lenders that can extend that amount.

6) How Long Will it Take for Me to Get My Funds?
After you have accepted the loan offer, most lenders will have the money in your account by the morning of the next business day.

7) It's My Loan Due Date and I Don't Have Enough Money to Pay Off My Loan! What are My Options?
If you have already accepted a payday loan, we recommend that you contact your lender immediately. Your lender will help you take a course of action from there..

8) Can I Get More than One Payday Loans?
Yes you can; however we recommend you ONLY take out one loan at a time. If you have already successfully paid back your original payday loan feel free to apply for another via NetLoanSearch.com; however we recommend you reserve payday loans to be only used in an emergency and not used as a line of credit.

9) Why Wasn't I Approved for a Higher Loan Amount?
At NetLoanSearch.com, we will ALWAYS search for the highest loan amount automatically. However, most of our lenders will typically only extend loans up to $500 your first time. Some people choose to apply for additional loans but it is NOT recommended to take out more than one payday loan at a time.

10) Why Do You Need My Social Security and Banking Information?
In order for our lenders to ensure fast, accurate and successful approval and loan wire transfer, they must have access to all of the information requested; including confidential data like your social security and banking information. This is for your protection to verify that the person requesting the loan is in fact you.

Hear What people are saying:

"You can get the money you need to use as a down payment for a car. Apply with NetLoanSearch and get your cash right away!"